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Financial Calculators

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Like managing your investments, plotting your financial future can be a daunting task.  To help you in this decision making process, we have assembled the finest group of financial calculators available on the Internet today.  If you find these calculators useful, feel free to share them with a friend. 

Mortgage Calculators Retirement Calculators Business Calculators
Mortgage Calculator, Mortgage Qualifier, Refinance Breakeven, Refinance Interest Savings, Rent vs. Buy, Mortgage Payoff, Mortgage APR Calculator, Mortgage Points, Mortgage 15 vs 30, More... Retirement Planner, Social Security, Retirement Income Calculator, Roth vs Traditional IRA, Roth IRA Calculator, Regular IRA Calculator, Roth IRA Transfer, Variable Annuity Calculator, More... Sales Volume Breakeven Analysis, Cash Flow Calculator, Inventory Analysis, Working Capital Needs, Financial Ratios, Business Valuation, More...
Loan Calculators Personal Finance Investment Calculators
Amortizing Loan Calculator, Debt Consolidator, Loan & Credit Line Payments, Line of Credit, Loan Comparison Calculator, More... Net Worth Calculator, Credit Assessment, Home Budget Analyzer, Life Insurance Calculator, Checkbook Balancer, More... Asset Allocator, Stock Option Calculator, Annual Stock Option Grants, Investment Returns, More...
Taxes Credit Cards & Debt Savings Calculators
U.S. 1040 Tax Estimator, U.S. EZ1040, Marginal Tax Calculator, More... How much do you owe?, Personal Debt Consolidator, Accelerated Debt Payoff, Credit Card Pay Off, Roll down your Credit Card debt!, More... Savings Calculator, Savings Goal, Savings, Taxes and Inflation, College Savings Plan, Cool Million, Compound Interest, More...
Auto Calculators    
Auto Loans, Auto Loan vs Home Equity Loan, Lease vs. Buy, Auto Loan Early Payoff, More...    


Mortgage Calculator Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Bi-weekly Payment Calculator Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Refinance Breakeven Should you refinance your mortgage? Use this calculator to find out!
Refinance Interest Savings Use this calculator to see how much interest you can save if you refinance your mortgage.
Rent vs. Buy Are you better off buying your home, or should you continue to rent?
Mortgage Payoff Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage APR Calculator Use this calculator to determine the APR of your mortgage.
Mortgage Points Should you buy points? Use this calculator to find out.
Mortgage 15 vs 30 Which is better for you a 15 year mortgage or a 30 year mortgage? Use this calculator help you decide.
Adjustable Rate Mortgage Payments Use this calculator to help you determine what your adjustable rate mortgage payments will be.
Mortgage Tax Savings Calculator Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Amortizing Loan Calculator Enter your desired payment and let us calculate your loan amount or enter in the loan amount and we will calculate your monthly payment!
Enhanced Loan Calculator Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Alternative Payment Frequencies Use this calculator to determine your payment or loan amount for different payment frequencies. You can make payments weekly, bi-weekly, monthly, quarterly, or annually.
Loan Comparison Calculator Use this calculator to sort through the monthly payments, fees, and other costs associated with comparing loan options.
Existing Loan Calculator Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Debt Consolidator Looking at debt consolidation? Use this calculator to see the effects of consolidating your credit cards, auto, boat, and educational loans.
Loan & Credit Line Payments This calculator helps determine your loan or line payment.
Loan & Credit Line Tax Savings This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.
Line of Credit Payoff Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.
Line of Credit Use this calculator to determine how big a line of credit you can receive based on the value of your home.

How much do you owe? Use this calculator as a starting point for your debt management plan.
Personal Debt Consolidation Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Consolidation Loan Investment Calculator Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Accelerated Debt Payoff Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Credit Card Payoff Use this calculator to see what it will take to payoff your credit card balance and what you can change to meet your repayment goals.
Rolldown your Credit Card debt! The Credit Card Rolldown Calculator applies two simple principles to paying off your credit card debt.
Credit Card Optimizer The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

Auto Loans Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Auto Loan vs Home Equity Loan Lower interest rates and a tax deduction are good reasons to take a look at a home equity loan to finance your next automobile purchase.
Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator!
Auto Loan Early Payoff Find out how much interest you can save by increasing your monthly auto loan payment.

Asset Allocator Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds, and cash.
Stock Option Calculator Use this calculator to determine the value of your stock options for the next one to twenty five years.
Annual Stock Option Grants Use this calculator to project how much a series of annual stock option grants could be worth to you.
Investment Returns There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes, and your time horizon can impact your bottom line.
Investment Loan This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

Retirement Planner Quickly determine if your retirement plan is on track and learn how to keep it there.
Retirement Pension Planner Plan your retirement with a company pension to find out if you are on track and learn how to stay there.
Social Security How much might you receive in Social Security? Use this calculator for a quick estimate.
How important is Social Security? Use this calculator to determine how losing this important retirement asset could affect you.
Retirement Shortfall Calculator This calculator helps you determine your projected short fall or surplus at retirement. If your results project a short fall, you might need to save more, earn a better rate of return, or possibly delay your retirement.
Retirement Income Calculator Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
401(k) Savings Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up.
403(b) Savings Calculator If you are an employee of a non-profit, tax-exempt organizations of a 403(b) can be one of your best tools for creating a secure retirement.
Roth vs Traditional IRA Which is better: a Roth IRA or a Traditional IRA?
Roth IRA Calculator Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Regular IRA Calculator How can contributing to a regular IRA help you in your retirement?
Roth IRA Transfer This calculator will show the advantage, if any, of rolling over your IRA to a Roth.
Variable Annuity Calculator Find out how deferring taxes through a variable annuity can help you save for retirement.
72T Calculator The IRS Rule 72T allows for penalty free early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
Required Minimum Distributions Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account.
Beneficiary Required Minimum Distributions Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

U.S. 1040 Tax Estimator How much tax will you pay in 2001? Use this 1040 tax calculator to help determine your tax bill for 2001.
U.S. 1040EZ Tax Estimator Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill for 2001.
Marginal Tax Calculator Use this calculator to determine your marginal and effective tax rates for 2001. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Certificate of Deposit Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Savings Goals What will it take to reach your savings goal? This financial calculator helps you find out.
Savings, Taxes and Inflation The value of your savings can be affected by both inflation and taxes. Use this calculator to determine how much your savings will be worth with these two important variables in mind.
College Savings Plan Use this calculator to help develop or fine tune your education savings plan.
Cool Million Find out when your savings plan will make you a millionaire!
Compound Interest This calculator demonstrates how compounding can affect your savings.
Benefit of Spending Less Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Emergency Savings Calculator This calculator helps you determine how much emergency savings you may need and how you can begin saving toward this important goal.
Lunch Savings Calculator Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

Net Worth Calculator This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Credit Assessment Use this calculator to assess your credit and determine what it means to you.
Home Budget Analyzer! Analyze your budget, see where your money goes, and find out where you can improve!
Life Insurance Calculator How much life insurance do you really need? Find out here!
Checkbook Balancer Balance your checkbook with this quick and easy calculator.
Disability Calculator Use this calculator to determine your disability insurance needs.

Business Valuation Enter your cash flow information, your cost of capital and your growth rate to determine your business NPV valuation.
Sales Volume Breakeven Analysis Find out how many and what price you must sell your product at to make a profit.
Working Capital Needs Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Buy vs Lease Should you lease your capital equipment or finance it? Use this calcultor to help you find out.
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Consolidate Debt Looking at debt consolidation? Use this calculator to see the effects of consolidating your credit cards, credit lines and installment debt to one simple consolidated loan.
Credit Assessment Use this calculator to assess your credit and determine what it means to you.
Inventory Analysis Use this calculator to determine how much inventory you should hold for an efficient timing of your inventory orders.
Financial Ratios This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Amortizing Loan Calculator Enter your desired payment, and let us calculate your loan amount, or enter in the loan amount and we will calculate your monthly payment!


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