401K Investment Ideas


The millennium bear market decimated the average 401k account. However, if you had managed your retirement account using the EquiTrend money management system, you would have substantially grown your retirement not decreased it. To learn more about the benefits of active management and how to grow and protect your retirement in both bull and bear markets, click here.

As far as we are concerned, the investment industry has committed a crime. They have polluted your brain with the notion that buying and holding is the best and only way to manage your money. "Invest for the long term", they say. To learn more about this myth, please review the section Why Active Management. If you are approaching retirement age and you have lost 30% or more of your retirement, you have probably had to alter your retirement plans. If you are young and have many years before you retire, you have more time to wait for your account to break even. Trillions of dollars have been lost to the millennium bear market, and the investment industry is to blame. For more on this subject, please read our article Why Buying And Holding Is Dangerous To Your Retirement.



Today, thanks to the Internet, actively managing your 401k is as simple as clicking your mouse. Most 401k programs allow you to login to your account and change your investment selections on a daily basis. If your 401k has this option, then you can actively manage your retirement account.


If you have already been following the EquiTrend money management system and actively managing your retirement, then congratulations on growing your capital in millennium bear market. If you are a new member, then let us explain how to utilize EquiTrend and regain your losses.



EquiTrend works the best with funds that are correlated to the major Indices, shown below. We prioritized the list accordingly to total performance using the EquiTrend money management system.



If your objective is to produce the highest overall return, then trading an index fund that tracks the Nasdaq 100 index is for you. If you are looking for a mutual fund trading system with the Highest Reward and Lowest Risk Ratio, then consider our EquiTrend Growth Strategy. If you would like to view an in-depth performance analysis of our favorite strategy, check out our Performance Section.



We highlighted the above Indices because almost all 401ks have at least one fund that is benchmarked to one or more of those Indices. If you have a technology fund in your selection, then you can expect that fund to be highly correlated to the Nasdaq 100 index. If you have a small cap fund, it will be correlated to the Russell 2000 index. An easy way to compare the funds available to you in your 401k program is to use an Internet based charting program that will allow same screen charting comparisons.

A good charting program to conduct your research can be found at Microsoft's Money Central. Simply type in your fund's symbol and press "go". After you see the chart, type in the index symbol you wish to compare your fund with in the box right below the words "Compare With" and click "add". Below is an example of a Fidelity technology fund compared to the Nasdaq 100 index.

The black line represents the Fidelity fund and the blue line represents the Nasdaq 100 index. As you can see, the Fidelity fund is almost perfectly correlated to the Nasdaq 100. This same approach would work for all of the funds in your 401k universe. Simply find the funds that meet your objectives and follow the EquiTrend buy and sell signals. Learn more about using EquiTrend by reviewing our How To Section.

You should seek funds that have a high beta relative to their benchmark index. Since you will be actively managing your investments with EquiTrend, you will mitigate the down-side volatility. When actively managing your money, you always want to be in a position to reap the rewards of up-side volatility.

The only drawback to investing within a 401k is your inability to short. However, when the market is crashing, cash is a nice place to be.



Your decision to join the EquiTrend community will be one of the most financially rewarding decisions of your investing career. Following our industry leading market timing signals is a simple, stress free way to grow and protect your precious investment capital. To learn more about how the EquiTrend money management system can help you reap the rewards of investing with the market and not against the market, visit our How To Section. If you have any questions regarding our service, feel free to contact us at .

Thank you for evaluating the EquiTrend Stock Market Timing System.